When Cyber Attacks like data breaches and hacks occur, they can result in devastating damage. Businesses suffering from a Cyber Attack can suddenly find themselves in the position of having to deal with business disruptions, lost revenue and litigation.

Unfortunately, since the start of the COVID-19 outbreak, there has been a 400% increase in Cyber Attacks, resulting in 4,000 Cyber Attacks every day.
(Source: Federal Bureau of Investigations)

It is important to remember that no organization is immune to the impact of Cyber Crime. This webinar will show how Cybersecurity and Cyber Insurance work together to make organizations more resilient to Cyber Risks.

        TITLE | What’s a Risk? Cyber Threats During COVID-19
        PRESENTER | Adam Abresch, CIC, CCIC, CLCS | Acrisure Cyber Practice Leader
        DATE | Wednesday, October 28th, 2020
        TIME | 11AM to 12PM PDT
        COST | FREE!

By attending this webinar, you will learn:

-What’s at risk for your business

-How these attacks are occurring

-What these attacks can cost a company

(Please Note: This webinar does not count towards MCLE credit.)

AHERN Insurance Brokerage is a proud agency partner of Acrisure, a top 10 global insurance broker. Our relationship with Acrisure allows us to provide our clients access to policies, resources, and expertise often outside the reach of stand-alone agencies. Along with competitive pricing, our service is backed by dedicated, local customer service.

High-profile cyber attacks on companies such as Target have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the U.S. Small Business Administration suggest that many small business owners are still operating under a false sense of cyber security based on their company’s size.

When it comes to cyber attacks, small does not equate with safe. In fact, a cyber attack could be even more detrimental to a small business than to a large corporation. The National Cyber Security Alliance reports that 60 percent of small and mid-sized businesses go out of business within six months of an attack.

According to Cybersecurity Ventures, costs related to ransomware demands and damages is estimated to reach $20 billion per year by 2021. Can your company afford the costs, loss of productivity, and public relations fallout associated with a cyber attack?

Start Simple

Even if you don’t currently have the resources to bring in an outside expert to test your computer systems and make security recommendations, you should take action to help reduce your risk of falling victim to a cyber attack.

  1. Train employees, emphasizing confidentiality and integrity.
  2. Install, use, and regularly update antivirus and antispyware software on all business computers and devices.
  3. Use a firewall for your internet connection to prevent unauthorized private network access.
  4. Download and install software updates for your operating systems and applications as available.
  5. Make frequent backup copies of important business data and information.
  6. Control physical access to your computers and network components based on need and job responsibilities.
  7. Secure your wi-fi networks and create a secondary connection for visitors.
  8. Require individual user accounts for each employee to eliminate sharing login information and unintentionally exposing access to uninvited users.
  9. Limit employee access to data and information and restrict authority to install software.
  10. Regularly change and securely store passwords.

Cyber Support

AHERN Insurance Brokerage can help you develop cyber coverage and protocols to keep your business on track. Please contact us discuss your specific needs and concerns so we can update your cyber preparedness. You can also call (800) 282-9786 to speak with an AHERN Professional or complete this online application to receive a no-obligation quote for Cyber Liability insurance.

AHERN Insurance Brokerage is a proud agency partner of Acrisure, a top 10 global insurance broker. Our relationship with Acrisure allows us to provide our clients access to policies, resources, and expertise often outside the reach of stand-alone agencies. Along with competitive pricing, our service is backed by dedicated, local customer service.

At AHERN Insurance Brokerage, we are dedicated to keeping you up-to-date and informed when critical notifications (such as these) directly impact you, your clients, and your business.

California Governor Gavin Newsom recently signed two bills into law: SB1159 and AB685. These place immediate requirements on California employers and will remain effective from September 17, 2020 through January 1, 2023.

Please review this information carefully as these obligations carry severe administrative penalties (up to $10,000) for failure to comply.

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The First Bill: SB1159 – COVID-19 Workers’ Compensation Presumption Bill

Earlier this year, the Governor released Executive Order N-62-20. This provided criteria for how to handle cases of COVID-19 if an employee claims they contracted the virus while performing their job.  It also created a “rebuttable” presumption for COVID-19, which means the claim of becoming infected while performing one’s job stands unless the employer has other evidence that the infection took place outside of work.

The Governor’s newest bill, SB1159, extended this “rebuttable” presumption until 1/1/2023.  Another critical component of this bill requires California employers to report all known (or reasonably known) Employee positive tests for COVID-19 to their claims administrator.  This obligation applies even if the employee is not making an allegation of workplace exposure.

Here are the rules for this important reporting obligation:

For Positive Tests on (or after) September 17, 2020
ALL OF THE FOLLOWING must be reported directly to your current workers’ compensation carrier within 3 business days of being notified that your employee tested positive for COVID-19:

1. TEST RESULT: Report that an employee tested positive. Do not identify the employee by name unless the employee claims the infection was work-related.
2. DATE: Report the date the employee tested positive. This is the date the test was taken.
3. ADDRESS: Include the address of the specific place(s) of employment where the infected employee worked during the 14-day period before testing positive.
4. EMPLOYEE TOTAL: First, please take note of the date your employee tested positive. Second, with that date in mind, please note the number of employees who came into work within 45 days before this date. Businesses must report the highest number of employees who came to work (at the same locations where the infected employee worked) in the 45-day period before the infected employee’s last day on-the-job.

For Positive Tests between July 6, 2020 and September 17, 2020

1. TEST AMOUNTS: Report all known positive tests by October 29, 2020.
2. TEST RESULT: Report that an employee tested positive. Do not identify the employee by name unless the employee claims the infection was work-related.
3. DATE: Report the date the employee tested positive. This is the date the test was taken.
4. ADDRESS: Include the address of the specific place(s) of employment where the infected employee worked during the 14-day period before testing positive.
5. EMPLOYEE TOTAL: First, please take note of the date your employee tested positive. Second, with that date in mind, please note the number of employees who came into work within 45 days before this date. Businesses must report the highest number of employees who came to work (at the same locations where the infected employee worked) in the 45-day period before the infected employee’s last day on-the-job.

Please note these regulations only apply to businesses with 5 or more employees. All reports must be done in writing and submitted directly to your current workers’ compensation carrier.

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The Second Bill: AB685 – Employer’s Written Notice for Exposed Employee

You also need to be aware of the second bill, Assembly Bill 685. This bill will be effective on January 1, 2021 and requires California businesses to notify their employees who may have been exposed to COVID-19 at their worksite within one business day.  Additionally, record keeping obligations are included in this bill.  We request that employers review this link so that they can review the requirements and take appropriate steps to ensure overall OSHA compliance.

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If you have any questions regarding this important notice, please feel free to contact your AHERN Producer or Account Manager.

We hope that you, your employees, and your families are staying safe during this time.
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AHERN Insurance Brokerage is pleased to share this material with its customers. Please note, however, that nothing in this email communication should be construed as legal advice or the provision of professional consulting services. This material is for general informational purposes only, and while reasonable care has been utilized in compiling this information, no warranty or representation is made as to accuracy or completeness.

Cyber threats are rapidly evolving and there are a plethora of ways in which attackers can access networks. As protectors of sensitive information, it’s important that law firms are conscious of IT security and take steps to protect themselves from threats.

To learn more about how cyber threats can affect your law firm and steps you can take to mitigate your risk, please register for our webinar, “Cyber Threats – How to Make Your Firm Resilient to Cyber Risk.” In this webinar, you will learn about:

                          TITLE: Cyber Threats: How to Make Your Firm Resilient to Cyber Risk
                          PRESENTER: Adam Abresch, CIC, CCIC, CLCS
                          DATE: Tuesday, September 22, 2020
                          TIME: 11:45AM to 1:00PM PST
                          COST: FREE for San Diego ALA Members

In this FREE webinar, you will learn more about:

• The Numbers behind Cyber Risk
• What’s at Risk for your firm
• The Cost of a Cyber Breach
• The Solution

You will also receive a Cyber Risk Exposure Scorecard to better understand where you may be vulnerable to the new reality of cyber criminals.

Cyber awareness and protection is becoming essential for law firms of all sizes and areas of practice. We hope you can join us for a very informative hour!

_______________________________________________________________________________________

As the Cyber Risk Practice Leader at Acrisure, Adam is responsible for designing custom Cyber, Crime and Technology solutions for Acrisure clients across the globe. Adam is also a guest lecturer at Fordham University, Hofstra University and leads Cyber Liability education for over 250 Acrisure Partner Agencies throughout the country.

Adam is a frequent speaker and thought leader on Cyber Risk, including featured presentations at NetDiligence, the Professional Liability Underwriters Society (PLUS) Cyber Conference and the New Jersey and New York City Bar Associations. Adam graduated from the University of North Carolina at Chapel Hill and maintains a Certified Insurance Counselor designation (CIC), Cyber COPE Insurance Certification from Carnegie Mellon/Chubb and was the recipient of NetDiligence’s 2019 Toby Merrill Rising Star Award.

Cyber threats are rapidly evolving and there are a plethora of ways in which attackers can access networks. As protectors of sensitive information, it’s important that law firms are conscious of IT security and take steps to protect themselves from threats.

To learn more about how cyber threats can affect your law firm and steps you can take to mitigate your risk, please register for our webinar, “Cyber Threats – How to Make Your Firm Resilient to Cyber Risk.” In this webinar, you will learn about:

TITLE: Cyber Threats: How to Make Your Firm Resilient to Cyber Risk
PRESENTER: Adam Abresch, CIC, CCIC, CLCS
DATE: Tuesday, September 15, 2020
TIME: 11:30AM to 12:30PM PST
COST: FREE for Golden Gate ALA Members ($18 for Guest of a Golden Gate ALA Member)

In this FREE webinar, you will learn more about:

• The Numbers behind Cyber Risk
• What’s at Risk for your firm
• The Cost of a Cyber Breach
• The Solution

You will also receive a Cyber Risk Exposure Scorecard to better understand where you may be vulnerable to the new reality of cyber criminals.

Cyber awareness and protection is becoming essential for law firms of all sizes and areas of practice. We hope you can join us for a very informative hour!

_______________________________________________________________________________________

As the Cyber Risk Practice Leader at Acrisure, Adam is responsible for designing custom Cyber, Crime and Technology solutions for Acrisure clients across the globe. Adam is also a guest lecturer at Fordham University, Hofstra University and leads Cyber Liability education for over 250 Acrisure Partner Agencies throughout the country.

Adam is a frequent speaker and thought leader on Cyber Risk, including featured presentations at NetDiligence, the Professional Liability Underwriters Society (PLUS) Cyber Conference and the New Jersey and New York City Bar Associations. Adam graduated from the University of North Carolina at Chapel Hill and maintains a Certified Insurance Counselor designation (CIC), Cyber COPE Insurance Certification from Carnegie Mellon/Chubb and was the recipient of NetDiligence’s 2019 Toby Merrill Rising Star Award.

 

AHERN Insurance Brokerage and Acrisure Compliance Solutions are excited to present the third edition (Sept-Dec) of our webinar series calendar for 2020. These webinars are open to anyone interested in learning more about these topics. Registration links to each webinar are linked below.

 

Navigating the Complex Landscape of Wellness Programs

Wellness programs encompass a wide variety of benefits and present a particularly challenging set of regulations and requirements for employers. During this webinar, we’ll cover common features of wellness programs, highlight important compliance considerations, and offer tips for tackling some of the trickiest issues.

Speaker: Deborah Hyde, JD

September 17, 2020

2:00 pm EST

 

Timely ADA Issues for Employers

The ADA continues to evolve as one of the more complicated components of Human Resources made even more difficult for employers as a result of the pandemic. This webinar will analyze some of the difficult traditional areas of the ADA to administer, as well as some novel issues that only exist as a result of the COVID-19 pandemic.

Speaker: Jeremy Hertz, JD

October 15, 2020

2:00 pm EST

 

2020 ACA Reporting: Preparations for ALEs and Sponsors of Self-Insured Coverage

As employers begin preparing for another year of ACA reporting under Internal Revenue Code Sections 6055 and 6056, we will provide an overview of the reporting requirements, detail the mechanics of the reporting process, cover state-specific reporting requirements, and discuss IRS actions related to these obligations. This webinar is suitable for both experienced employers and employers new to the reporting process.

Speakers: Deborah Hyde, JD and Colleen Gole, JD

November 19, 2020

2:00 pm EST

 

HR Considerations for 2021

2020 was a rollercoaster for employers and Human Resources departments as a result of the COVID-19 pandemic. Heading into 2021 there are many issues both immediate and well into the future that will be impacted by the pandemic. However, traditional Human Resources initiatives and strategies are still just as important as they have ever been. This webinar will address both pandemic-related concerns heading into the New Year as well as more traditional initiatives that HR departments should be considering moving forward.

Speaker: Jeremy Hertz, JD

December 17, 2020

2:00 pm EST

The California Department of Fair Employment and Housing (DFEH) has released its long-awaited free online sexual harassment prevention training courses. The training courses are available here. Employees must be paid for time spent taking this training.

The Law
California law requires all employers with five or more employees to provide one hour of sexual harassment and abusive conduct prevention training to nonsupervisory employees and two hours of training to supervisors and managers once every two years. (Employers with 50 or more employees were already required to provide training to supervisors.)  Current employees must receive training by January 1, 2021. Beginning January 1, 2021, new supervisory employees in workplaces of five or more employees must be trained within six months of assuming their supervisory position, and new nonsupervisory employees must be trained within six months of hire.

Employer Requirements
Employers must retain a record of all employees’ training for a minimum of two years. At the end of the training, employees will be able to save, print, take a screenshot, or email their certificate of completion. Make sure employees know how they should save the certificate before they begin.

Employers must also provide employees this poster, this fact sheet, or equivalent information. To learn more about these requirements, please see the DFEH’s Frequently Asked Questions.

Training Will Not Save Progress
The training module will not save an employee’s progress, so if employees refresh or reload a page, they may have to restart from the beginning. Ensure that employees take the training at a time when they can complete it in one sitting and that they are aware that refreshing or reloading could cause them to lose their progress.

If you have any questions or we can assist you in any way, please do not hesitate to contact us at (800) 282-9786 or email us at info@aherninsurance.com.

Last month, another major cyberattack on a law firm made headlines once again. A cybercriminal ring stole a huge cache of data from a major media and entertainment law firm. The hacker group initially demanded a $21 million dollar ransom for the stolen private documents, which then doubled to $42 million. This was a law firm with on-site IT support and sophisticated safe guards that now has their name splashed across the news creating a publicity nightmare, reputational free-fall and sleepless nights for all of their clients.

While blockbuster data breaches against household names tend to make the news, attacks against smaller organizations are now so frequent that they are no longer newsworthy. In the most recent Verizon Data Breach Investigations Report, for example, 58% of victims were categorized as small businesses.

Cyber threats are rapidly evolving and there are a plethora of ways in which attackers can access networks. As protectors of sensitive information, it’s important that law firms are conscious of IT security and take steps to protect themselves from threats.

                          TITLE: Cyber Threats: How to Make Your Firm Resilient to Cyber Risk
                          PRESENTER: Adam Abresch, CIC, CCIC, CLCS
                          DATE: Wednesday, July 15, 2020
                          TIME: 9AM to 10AM PST
                          COST: FREE for BASF Members ($30 for Non-Members)

In this FREE webinar, you will learn more about:

• The Numbers behind Cyber Risk
• What’s at Risk for your firm
• The Cost of a Cyber Breach
• The Solution

You will also receive a Cyber Risk Exposure Scorecard to better understand where you may be vulnerable to the new reality of cyber criminals.

Cyber awareness and protection is becoming essential for law firms of all sizes and areas of practice. We hope you can join us for a very informative hour!

_______________________________________________________________________________________

As the Cyber Risk Practice Leader at Acrisure, Adam is responsible for designing custom Cyber, Crime and Technology solutions for Acrisure clients across the globe. Adam is also a guest lecturer at Fordham University, Hofstra University and leads Cyber Liability education for over 250 Acrisure Partner Agencies throughout the country.

Adam is a frequent speaker and thought leader on Cyber Risk, including featured presentations at NetDiligence, the Professional Liability Underwriters Society (PLUS) Cyber Conference and the New Jersey and New York City Bar Associations. Adam graduated from the University of North Carolina at Chapel Hill and maintains a Certified Insurance Counselor designation (CIC), Cyber COPE Insurance Certification from Carnegie Mellon/Chubb and was the recipient of NetDiligence’s 2019 Toby Merrill Rising Star Award.

Ever wonder what all those letters mean in your firm’s business insurance coverage policies and why they are so important to the ongoing operation of a law firm? Our own Kelley Milks, AHERN Executive Vice President, will demystify what types of insurance your firm should have, determining the correct amount of coverage you should carry, and will update you on new happenings in the business insurance arena. You will come away with the tools and information to be confident at your next renewal meetings and perhaps even be able to throw those acronyms right back!

                                  TITLE: The ABC’s and 123’s of Insurance
                                  PRESENTER: Kelley L. Milks, CIC, CRM, RPLU
                                  DATE: Thursday, June 18, 2020
                                  TIME: 9AM to 10AM PST
                                  COST: FREE for BASF Members ($30 for Non-Members)

In this FREE webinar, you will learn more about:

• Property and Casualty Insurance for Law Firms
• Professional Liability Insurance for Law Firms
• What is trending in the insurance world?
• Open Q&A session at the end of the program

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Kelley Milks, an Executive Vice President at AHERN Insurance Brokerage, has worked in the insurance  industry for over 35 years, specializing in the risks of  law firms for over 20 years. In her role with AHERN,  Kelley provides clients with expertise in all exposures: professional liability, employment practices, workers’ compensation, fiduciary, commercial property and casualty. She holds the designations of Certified Insurance Counselor, Certified Risk Manager and Registered Professional Liability Underwriter. Her responsibilities also include developing new business. Kelley has actively supported the Association of Legal Administrators by providing seminars at national, regional and local events. She has also provided educational classes on the local level for the Certified Legal Managers designation.