LatinoComp

AHERN Insurance Brokerage (AHERN) is honored to announce that we have been appointed as the Endorsed Insurance Brokerage of LatinoComp, a non-profit Workers’ Comp Association, as of April 2020.

Lawyers Professional Liability by AXA XL

AXA XL is the #1 global commercial property & casualty insurer, with gross written premium of $20 Billion in 2019. AXA XL’s core operating insurance and reinsurance companies have one or more of the following financial strength ratings as of December 2019: A.M. Best A+, S&P AA-.

Program Highlights:

Insured’s Input in Selection of Defense Counsel
Free Retirement and Disability ERP Options (Subject to Policy Conditions)
Reduced deductible for mediation
Disciplinary Actions: up to $100,000 per policy period
Loss of Earnings: up to $50,000 per policy period
Subpoena Coverage: up to $25,000 per policy period
Crisis Event Expenses Coverage: up to $30,000 per policy period
No deductible will apply to pro-bono services
Pre-claim assistance
Up to $10,000,000 in primary limits
Risk Management Services

Please Note: When completing our online application, please select “LatinoComp” in the “How Did You Hear About Us” portion of the application.

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Cyber Liability Insurance by SafeLaw

Cyber threats are rapidly evolving and there are a plethora of ways in which attackers can access networks. As protectors of sensitive information, it’s important that law firms are conscious of IT security and take steps to protect themselves from threats.

A Cyber Liability insurance policy will help keep your business running by enabling you to efficiently and effectively respond to cyber threats.

Program Highlights:

Limits up to $10 Million
Full limits available on all Cyber Coverages, including Social Engineering
Duty to defend language
Expert pre-breach risk management tools and services to help mitigate risks before a cyber incident occurs
Dedicated team of cyber liability attorneys and security professionals to assist policyholders with 24/7 support through every state of incident investigation, crisis management and breach response

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Employment Practices Liability Insurance by USLI

Employment Practices Liability (EPL) insurance provides defense and indemnity coverage for claims arising out of the employment relationship.

Why You Need EPL:

Charges against employers for discrimination harassment, wrongful termination, retaliation, and wage & hour violations are at all time highs.
Layoffs, downsizings, salary freezes and reductions in benefits can be used by past and present employees as evidence of “tangible adverse employment actions” to file charges of discrimination, harassment, retaliation and wrongful termination against employers.

Program Highlights:

Broad definition of Wrongful Employment Act (Discrimination, Harassment, Retaliation, Wrongful Termination, Workplace Torts and negligent violations of certain employment laws are covered)
Duty to Defend (The carrier investigates, defends and, with your consent, negotiates the settlement of any claim)
Business Resource Center (Free HR hotline with unlimited number of calls and no time limits plus discounted HR services such as background checks and online HR training modules)

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DOWNLOAD A PDF APPLICATION

Workers’ Compensation and General Liability/Property Insurance by The Hartford

AHERN is pleased to provide LatinoComp members comprehensive Workers’ Compensation and General Liability/Property programs with The Hartford, an admitted carrier rated A+ (Superior) by A.M Best. LatinoComp members may qualify for a premium discount through this proprietary program with AHERN.

In addition, a dual policy discount of 5% may apply when purchasing The Hartford’s business owner’s policy in addition to a workers’ compensation policy.

With more than 200 years of expertise, The Hartford (NYSE: HIG) is a leader in property and casualty insurance, group benefits and mutual funds.

Workers’ Compensation Program Highlights: