Ahern Insurance Brokerage (AIB) and The Bar Association of San Francisco (BASF) have enjoyed a working relationship that dates back to 2001, when the agency became the Endorsed Insurance Broker for Professional Liability Insurance coverage with XL Insurance Company.

In an effort to continue providing BASF members with comprehensive and competitively priced insurance products, BASF has expanded the AIB endorsement to include the following lines of coverage:

• Workers’ Compensation
• General Liability/Property
• Employment Practices Liability
• Aetna Individual Medical
• Long Term Disability Program

 

The Bar Association of San Francisco Professional Liability Program

XL Insurance is considered one of the world’s leaders in Professional Liability Insurance coverage with consolidated assets of $54.8 billion and $9.3 billion in consolidated shareholders’ equity. In addition XL (Admitted) is rated “A” (Excellent) by A.M. Best Company.

Some highlights of this exclusive BASF program include:

• Up to $10,000,000 in Primary Limits
• Premium Discounts Available if the firm attends or has the following:
• Attending a BASF MCLE Seminar
• Full-time Legal Administrator
• Certified Legal Specialist
• $50,000 Defense Expense Outside the Limit of Liability
• Free Retirement and Disability ERP Options (subject to policy conditions)
• Payment of up to $35,000 per policy period for the Defense of Disciplinary Actions (does not erode policy limit)
• Deductible reduced by 50% (not to exceed $5,000) if the insured agrees to binding arbitration or mediation at carrier’s request
• Risk Management Program for firms 1-10 in size to include:
• Risk Management Hot-Line
• Free On-Line MCLE
• Quarterly Newsletters

For competitive rates and comprehensive coverage click here for our on-line application. Or Contact Kevin P. Ahern at (415) 439-5282 or kahern@aherninsurance.com

 

The Bar Association of San Francisco Business Insurance

AIB provides Workers’ Compensation and General Liability/Property coverage through The Hartford. Founded in 1810, The Hartford (Admitted) is one of the strongest and most established insurance companies in the country with a rating of “A+” (Superior) by A.M. Best.

As a BASF member, you are eligible to receive a 10% discount on the Workers’ Compensation policy through AIB. In addition, when combining this policy with the Business Insurance policy, BASF members will receive an additional 5% premium credit discount (minimum premium’s will apply).

Click here to complete our on-line application.

 

The Bar Association of San Francisco Employment Practices Liability Insurance

"Lawsuits by employees are the largest segment of litigation brought against employers."

Protect your firm from wrongful termination, discrimination and sexual harassment law suits.

LAW FIRMS ARE NOT IMMUNE!

Beazley Insurance Company, Inc. is a specialty insurer with more than two decades of experience providing Employment Practices Liability Insurance. Beazley Insurance Company, Inc. is an admitted company, and carries an A.M. Best Rating of A: VIII representing an "Excellent" insurer with an Adjusted Policy holders Surplus between $100 million and $250 million.

Program Highlights:

• Proprietary coverage enhancements for BASF members
• Premium discounts available for BASF members
• $250,000 defense sublimit for claims involving partnership agreement disputes
• $150,000 additional defense limit
• Up to 3 year optional extended reporting period policy
• Third party coverage included
• Favorable consent to settle provision
• Access to BeazleySource, an online risk management resource to help firms avoid employment related claims.

Additional "New" Policy Enhancements:

• New Privacy Violation coverage – covers employers for liabilities they may incur in the event of a loss or theft of employee personal information.
• Employment Event Coverage – provides employers with a sublimit to cover the cost of hiring a public relations firm, security firm or mental health professionals to cope with the aftermath of layoffs, public allegations of harassment, or workplace disaster.
• Wage & Hour Sublimit Defense for Coverage is available (additional premium to apply).

Click here to complete our on-line premium indication form.

 

Aetna Individual Medical Program

• Range of affordable health plans
• National network of providers
• HSA compatible plans
• No referrals; no waiting periods
• Dental Plans are available as an optional addition to any medical plan.
• BASF members receive discounts on Aetna's "Vital Savings" programs including: prescription, dental and long term care services.
• BASF members will also have access to the Member Assistance program providing free telephone assistance to licensed clinicians for consultation and referrals to community services 24 hours a day 7 days a week.

Also available to member spouses, dependents, member employees & their eligible family members.

For more information on the Aetna Individual Medical Program, call 1-888-474-1959 or visit www.isi1959.com/basf.asp

 

Long Term Disability Program

6 Reasons to Purchase Long Term Disability Insurance Plans

• Affordable premiums
• Easy application
• Multiple waiting period options
• Simplified underwriting process
• Own occupation definition
• No offsets from other D.I benefits

For more information on the Long Term Disability Insurance Program, call 1-888-474-1959 or visit www.isi1959.com/basf.asp