Ahern Insurance Brokerage (AIB) and the San Diego County Bar Association (SDCBA) have enjoyed a working relationship that dates back to 2004, when the agency became the Endorsed Insurance Broker for Professional Liability Insurance coverage with XL Insurance Company.
In an effort to continue providing SDCBA members with comprehensive and competitively priced insurance products, SDCBA has expanded the AIB endorsement to include the following lines of coverage:
- Workers? Compensation
- General Liability/Property
- Employment Practices Liability
Through our employee benefits division, AHERN|ELT Insurance Services, LLC, the following lines of coverage are available:
- Medical
- Disability
- Life and Retirement Plans
For more information on these lines of coverage, please contact Ed Lee at AHERN|ELT at elee@aherninsurance.com
San Diego County Bar Association Professional Liability Program
XL Insurance is considered one of the world?s leaders in Professional Liability Insurance coverage with consolidated assets of $54.8 billion and $9.3 billion in consolidated shareholders? equity. In addition XL (Admitted) is rated ?A? (Excellent) by A.M. Best Company.
Some highlights of this exclusive SDCBA program include:
- Up to $10,000,000 in Primary Limits
- Premium Discounts Available if the firm attends or has the following:
- Attending a SDCBA MCLE Seminar
- Full-time Legal Administrator
- Certified Legal Specialist
- $50,000 Defense Expense Outside the Limit of Liability
- Free Retirement and Disability ERP Options (subject to policy conditions)
- Payment of up to $35,000 per policy period for the Defense of Disciplinary Actions (does not erode policy limit)
- Deductible reduced by 50% (not to exceed $5,000) if the insured agrees to binding arbitration or mediation at carrier?s request
- Risk Management Program, for firms 1-10 in size, to include:
- Risk Management Hot-Line
- Free On-Line MCLE
- Quarterly Newsletters
For competitive rates and comprehensive coverage click here for our on-line application. Or contact Ellen M. Ahern at 800-282-9786 or eahern@aherninsurance.com
San Diego County Bar Association Business Insurance
AIB provides Workers' Compensation and General Liability/Property coverage through The Hartford. Founded in 1810, The Hartford (Admitted) is one of the strongest and most established insurance companies in the country with a rating of "A" (Excellent) by A.M. Best.
As an SDCBA member, you are eligible to receive discounted rates on the Workers' Compensation policy through AIB. In addition, when combining this policy with the Business Insurance policy, SDCBA members will receive an additional 5% premium credit discount (minimum premium?s will apply).
Click here to complete our on-line application.
San Diego County Bar Association Employment Practices Liability Insurance
"Lawsuits by employees are the largest segment of litigation brought against employers."
Protect your firm from wrongful termination, discrimination and sexual harassment law suits.
LAW FIRMS ARE NOT IMMUNE!
Beazley Insurance Company, Inc. is a specialty insurer with more than two decades of experience providing Employment Practices Liability Insurance. Beazley Insurance Company, Inc. is an admitted company, and carries an A.M. Best Rating of A: VIII representing an "Excellent" insurer with an Adjusted Policy holders Surplus between $100 million and $250 million.
Program Highlights:
- Proprietary coverage enhancements for SDCBA members
- Premium discounts available for SDCBA members
- $250,000 defense sublimit for claims involving partnership agreement disputes
- $150,000 additional defense limit
- Up to 3 year optional extended reporting period policy
- Third party coverage included
- Favorable consent to settle provision
- Access to BeazleySource, an online risk management resource to help firms avoid employment related claims.
Additional "New" Policy Enhancements:
- New Privacy Violation coverage ? covers employers for liabilities they may incur in the event of a loss or theft of employee personal information.
- Employment Event Coverage ? provides employers with a sublimit to cover the cost of hiring a public relations firm, security firm or mental health professionals to cope with the aftermath of layoffs, public allegations of harassment, or workplace disaster.
- Wage & Hour Sublimit Defense for Coverage is available (additional premium to apply).
Click here to complete our on-line premium indication form.
